Employers of all sizes offering health and welfare plans to employees are subject to ERISA laws with few exceptions. One of these laws requires a plan document and summary plan description per line of coverage (medical, dental, vision, life, etc.). A wrap plan document is an attorney created document that wraps around all of an employer’s health and welfare plans to effectively create one ERISA plan. An employer’s carrier provided documents like the booklet, contract or evidence of coverage often do not include all items required under ERISA to qualify as a true summary plan description, so the creation of a wrap plan document can help ensure compliance with ERISA as well as streamline an employer’s 5500 reporting. Listen in to learn more.