“Partnerships Built on Performance”

Helping you protect your business,
employees, and family while supporting
and enriching the community since 1954

Smarter insurance starts with experts who think a little differently — a company which understands your industry and what’s on the line for you. As the largest independent insurance agency in the Mid-South, we’ve built our business creating innovative solutions to even the toughest risk management challenges.

We believe our clients’ financial security and quality of life deserve the utmost dedication, expert advice and personal attention from a trusted partner. As your insurance advisor, we help you make smart decisions – protecting you from the unexpected and planning for the predictable.

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Business Insurance
Employee Benefits
Trucking Insurance
Personal Insurance

Recognized As A Top Workplace

Integrity is the Foundation of Our Company.
Exceptional Stewardship is the Hallmark of Our Partnerships.

A CULTURE OF EXCELLENCE

We’re always looking for people who can bring new perspectives and life experiences to our teams at Lipscomb & Pitts. If you’re looking for a place that values your creativity, passion, and desire to learn;and if you’re seeking colleagues who are problem solvers eager to take on fresh challenges, then you may be a perfect fit for our team.

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Championing Community Through cityCURRENT

cityCURRENT, powered by Lipscomb & Pitts Insurance, is a privately-funded catalyst working to power the GOOD in the Mid-South and Middle Tennessee. A team of more than 100 businesses, comprised of some of the largest employers in the world to mid-size and smaller firms, have joined forces and funds to make a difference through philanthropy and volunteerism, hosting more than 150 FREE community events each year, and producing an array of positive-oriented media.

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There’s more to insurance than
the price of the policy

Explore our interactive graphics and learn about your unique risks
and the related insurance solutions.

EXPLORE SCENES

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From the blog / Read more

To The Point Podcast: Federal Agencies Issue Major COVID-19 Relief for Employee Benefit Plans

| COVID-19, Employee Benefits, Expertise, To The Point Podcast | No Comments
In an effort to help ease the compliance burden on employers and employees during COVID-19, many deadlines for affecting COBRA, special enrollment periods, claims and appeals, and notices and disclosures,…

To The Point Podcast: Carrier Premium Credits during COVID-19

| COVID-19, Employee Benefits, Expertise, To The Point Podcast | No Comments
  In light of the fact that COVID-19 and stay-at-home orders have kept people at home, meaning claim utilization has been reduced significantly, several ancillary and some medical carriers are…

IRS Issues Relief for Election Changes and Other Rules for Cafeteria Plans and FSAs

| COVID-19, Employee Benefits, To The Point Podcast | No Comments
  On May 12, 2020 the IRS finally issued long-awaited relief for employers and employees regarding medical election changes and other new allowances for cafeteria plans, health FSAs, and dependent…

Alternative Risk: Captives

A captive can offer significant savings and become a substantial long-term investment. By creating and owning its own captive insurance company, an employer is able to keep all of the savings and interest income it earns from the captive. This means that instead of spending money on insurance, an employer can actually earn money from its captive policy over time.

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"Every time I have ever worked with anyone from L&P, their help has been exemplary and prompt with flying colors."

Steven G.Franchise Manager

"I appreciate the extra benefits Lipscomb & Pitts provides with the access to safety and HR resources as well as one on one time with your Client Concierge."

TERESA P.COMMERCIAL MAINTENANCE MANAGER

"L&P's knowledge and ability to understand some of our unique problems is uncanny."

JAMES G.TRANSPORTATION MANAGER